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Fixed Deposits


Q: Can I withdraw my fixed deposit any time during my stay in Malaysia?
A: Some banks allow periodical withdrawals of interest earned on your Fixed Deposit. This is subject to the bank's policy and negotiation at the time of opening your account with the bank concerned. Please refer to banking portal for current rates and terms.

Q: Can I place the fixed deposit in a Malaysian bank located in my country?
A: No. The fixed deposit account must be opened in any Malaysian bank or financial institution located in Malaysia.

Q: Can the purchase of a house in Malaysia which is valued at more than RM500,000.00 be considered as having fulfilled the financial criteria for this programme?
A: No. Participants are required to fulfill the fixed deposit requirement or monthly off-shore income for those aged 50 years and above.

Q: Am I allowed to withdraw my fixed deposit for a few months and then topped it back later?
A: No. Participants are required to place their fixed deposits on annual auto renewal basis.

Q: When can I withdraw my fixed deposit?
A: After a period of one year, the participant may withdraw his/her fixed deposit for approved expenses relating to house purchase, education for children in Malaysia and medical purposes OR when he/she decides to terminate his/her stay in Malaysia by first informing the Ministry of Tourism and Culture Malaysia of his/her intention at Malaysia My Second Home Centre. Participants can apply to withdraw part of their fixed deposit for emergency cases such as medical purposes, etc. with prior approval of the Ministry of Tourism and Culture Malaysia.

Q: Can I transfer my Fixed Deposit Account tagged under MM2H Programme from one bank to another?
A: No. MM2H participants are not allowed to transfer Fixed Deposit Account tagged under MM2H Programme.


About Us

About Us

Uni-One (MM2H) Sdn Bhd is an official agent licensed by the Ministry of Tourism, Malaysia  [License No. MM2H 0299] offering consulting services for the Malaysia My Second Home Programme.

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